- Actual Investor examples of Investabill™ ETR trades & their results
- Demonstration of liquidity, yield/interest & a sample tax advantage
The following are simple examples of how existing Investors have used Investabill™ ETR as a cash-equivalent alternative to bank deposits. In addition to significantly enhanced yield/interest and because Investabill™ ETR for an individual are a Capital Gains Taxable [CGT] item, as can be seen from the tax advantage sample below, on an investment of EUR 100,000 the net gain is some 60%+ better than the alternative Deposit Interest Rate Tax [DIRT].
As an example, an Investor purchases EUR 100,000 of Investabill™ ETR where their investment intermediary negotiates the rate and fixed term with an Exchange Specialist and agrees a Buy rate, or yield of 3.000%. If the funds are invested for the full period and all ETR are fully paid, the Investor would receive EUR 103,000 (net of all costs & fees) in a 12 month period. Reinvestment can be renegotiated.
The following are three recent investment results and a tax computation. The tax example shows the savings generated by the Capital Gains Tax [CGT] on Investabill™ ETR versus the Deposit Interest Rate Tax [DIRT] on the same value in a bank deposit.
Investment sample 1 | |
Investor | Secondary School |
Funds Source | School Bursary |
Value | EUR 700,000 |
Period | 12 months |
Redemption | Day 297 |
Yield | EUR 25,637.50 |
Re-Invested | 242 Days Later |
Value | EUR 350,000 |
Investment sample 2 | |
Investor | Married Couple |
Funds Source | Pension Savings |
Value | EUR 483,017 |
Period | 12 months |
Redemption | Day 365 |
Yield | EUR 19,803.70 |
Re-Invested | At Maturity |
Value | EUR 100,000 |
Investment sample 3 | |
Investor | Private Company |
Funds Source | Profits |
Value | EUR 150,000 |
Period | 12 months |
Redemption | At Maturity |
Yield Coupon | EUR 6,375 (coupon encashed) |
Re-Invested | At Maturity |
Value | EUR 150,000 |
TAX EXAMPLE | |
Investor | Married Couple |
CGT Allowance | EUR 1,270 x 2 |
CGT Tax Rate | 33.00% |
Value | EUR 100,000 |
Period | 12 months |
Yield | EUR 3,250.00 |
Tax Payable | EUR 234.40 |
DIRT Savings | EUR 1,098.20 |